1. Loan Processing Fees:

o Loan processing fees are non-refundable once the application process has started.

o If a loan application is rejected, we do not charge any processing fees.

2. Insurance Premiums:

o Insurance premiums are non-refundable after the policy issuance date.

o Refunds for cancellations before policy issuance are subject to the terms set by the insurance companies.

3. Payment Gateway Refunds:

o Refunds for insurance payments made through our payment gateway will follow the gateway provider’s refund policy.

Terms and Conditions

1. Eligibility:

o Our services are available to individuals aged 18 years and above.

o You must provide accurate and complete information during the application process.

2. Loan and Insurance Products:

o We act as intermediaries between borrowers and lenders/insurance companies.

o Loan and insurance products are subject to the terms and conditions set by the respective institutions.

o You must comply with the guidelines and regulations of the banks and financial institutions you represent.